While low for this list, thats not a bad number overall. So, are, Read More Are Coastal Cities Warmer?Continue. The powdery white-sand beaches are a paradise for sunbathersor those who seek shade under an umbrellaand shell seekers. Hoi An has mountainous surrounds on one side and some of the most beautiful, undisturbed pieces . Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. Theres an outlet shopping center and a casino. Youll spend around $1,800 in property taxes each year and $958 a month on housing costs, while the median home value sits at $181,200. Located just north of Naples, its sandy beaches and tropical climate provide a natural allure. The median home value in the city is quite low just $113,600 and youll pay around $908 in annual property taxes and about $655 in monthly housing costs. Learn how to handle home improvement projects in a way that protects both your home and your bottom line. Known as the The Friendly City by the Sea, Swansboro has a small population, and the historic town was the setting for Nicholas Sparks novelThe Guardian. We are compensated for referring traffic and business to Amazon and other companies linked to on this site. Average Retirement Savings: How Do You Compare? This college town is home to the University of Oregon, which has the largest library in the . There are currently more than 74 million boomersof which 10,000 per day are hitting age 65, according to the Pew Research Center. You can explore lovely museums, historic homes and linger on the 2.2 miles of beautiful beach. At HGTV we've researched some of the best and most affordable beach towns in the U.S. Myrtle Beach is a popular vacation destination but its also pretty affordable to live in on a permanent basis. Best French Beach Towns. South Carolina's low country is a popular place to retire, thanks to its low cost of . This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Canva. Myrtle Beach, SC. Residents (nearly 60 percent of whom are seniors) can stroll through the Old Florida downtown, hunt for shells on the pearly white beaches, or take their furry friends to the city's local dog-friendly beach. To come up with this list, our data experts looked at more than 1,300 towns on the water, pulled off the places that are located on lakes or riversthis list is all about tasting the salt in the ocean breezeand cut the selections to one place per state, for a wider variety of options. The county seat of Clallam is situated between Americas border with Canada the city of Victoria is just a ferry ride away by the gorgeous Salish Sea. You may be able to repair drywall yourself. A two-bedroom condo right near the hospital and within walking distance to Ocean Beach can be had for just $99,000 and $209,900 can fetch a three-bedroom Cape Codder with a master bed and bath on the first floor, blocks from the water. https://www.realtor.com/realestateandhomes-search/, https://www.census.gov/data/developers/data-sets/acs-5year.html. Sarasota, Florida. The content provided on Moneywise is information to help users become financially literate. With a presale inspection, a home inspector will visit your property before you put it on the market. There are plenty of spas, salons, restaurants and live entertainment to enjoy, and you can grab fresh produce and seafood at the Fresh Market on Tuesdays. For an elegant retirement, you can't do much better than life on Kiawah Island. Ocean Springs has several arts festivals, many restaurants, and artists studios such as Shearwater Pottery tucked away. Fernandina Beach. Ithaca, New York. Biloxi, which sits right next to Gulfport, is Americas most affordable beach city, according to SmartAsset. A financial advisor can help you create a financial plan for your retirement goals. Im going to run through several options of affordable East Coast towns. Welcome to Coastal Dream Life, a website dedicated to helping you achieve your dreams of white sandy beaches and fresh ocean breezes in style. Orlando Is America's Top Travel DestinationHow Hard Has Its Real Estate Market Been Hit? Population 8,252. Retirees look for affordable communities where they can fill their time with purposeful activities and social connections, keys to a long, healthy life, says Hale. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. Visited by Captain John Smith in the early 1600s, he wrote that the land was the "Gem of the Eastern Shore". Often named one the best coastal towns in Maine, Kennebunkport has it all. New Jerseyand its infamous shoregets a lot of flak, but its called the Garden State for good reason: Its friggin beautiful when you exit the turnpike. Few towns are as charming as Fairhope, and its relaxed, welcoming atmosphere makes retirees feel right at home. The city features two state parks Tomoka and Bulow Creek which cover thousands of acres and protect various wildlife habitats and species. Seniors age 65 and over make up 21% of the towns population. Atlantic Beach, Florida. The laid-back city boasts a restaurant- and shop-lined Main Street, which spills out to a nice pier and beach. Visiting your beach house a few times a year may give you a different experience to coastal city residents. One of the best parts of vacation is feeling like you're getting away - from your work, regular life -and slowing down for some days of relaxation. Located about an hour north of Atlanta near the shores of Lake Lanier, Cumming is not just the best place to retire on the East Coast its also the second-best place to retire in the country. The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. In the downtown area, youll find several historic sites, tasty eateries and live arts performances, and you can go fishing, paddling, surfing and sailing on the blue-green waters that sweep the beach. 4. However, unemployment is high, so this may be a better bet for those who can work remotely. Due to its small size, Swansboro will best suit those working remotely or in the tourism industry. Pensacola, Florida. Pronounced "Bowfort" (not "Bewfert" like its South Carolina namesake), this colonial-era village embraces its pirate history. The average is $399.14, while Las Vegas and Reno, Nevada, lead the way at $421.31. Located in western Massachusetts, Springfield is roughly 60 miles from the coast via Connecticut. There's a lot to love about metal roofs, but they're not for everyone. Fairfax, located in Northern Virginia, is an independent city within the larger Fairfax County. In Bay St. Louis, homes are valued at around $172,600 and youll pay around $1,140 in annual property taxes and $782 in monthly housing costs. The average single-family home here costs less than $200,000, one reason Liveability.com ranked Bismarck among its top 10 places to retire in 2017. With nearly 6,000 miles of coastline, ranging from the rough waters of the Pacific Ocean to the tranquil turquoise seas of the Caribbean, Mexico has more than enough beaches to keep everyone happy. This hamlet on Long Island is tied for the second highest tax burden on this list but it also has the second-highest number of medical centers per 1,000 residents. Key Biscayne, an island off the coast of Miami, is a great place to explore the Atlantic Ocean. Planned developments known as "plantations" dot the area. These spots are livable, picturesque, and inviting. Seaford is tied for the lowest tax burden of any city on this list. Thousands benefit from our email every week. Here's how to diversify your portfolio with one of the most popular precious metals. Jacksonville and Myrtle Beach have affordable beachfront property areas. While beachfront properties are premium, the median house price listing for Myrtle Beach is $250k, while the median household income is $43,200. A housing bubble burst isnt imminent, but here are the factors to keep an eye on. Is Maui water safe to drink? SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. Springfield residents benefit from plenty of high-quality health care options within driving distance. However, it does have the fewest medical centers per 1,000 residents at just 3.54. Elevation 25. You can take a motorized kayak down the Indian River, go horseback riding on the beach or check out the historic waterfront downtown area for shopping, dining and more entertainment options. Spending your retirement on the beach can be a dream come true. 1. The town was historically a bustling port town, with steamboats traveling . In any case, let us discuss some of the best beach towns for retirement in Florida. When you visit the site, Dotdash Meredith and its partners may store or retrieve information on your browser, mostly in the form of cookies. The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. Highlight: For those who love the boardwalk and casinos. The 14 states that make up the East Coast of the U.S. offer up a wide range of climates . A median house price for those age 60 and older is $160,200. It also ranks first on our list of the best places to retire in Georgia. Unique View: The quintessential fishing village of Cape Porpoise, Maine. A range of sand and surf that stretches from Maine to Florida. 14. Situated on the eastern shore of Biloxi Bay, Ocean Springs has a reputation as a historic town with a vibrant and eclectic arts community. With its bustling main street, John F. Kennedy Hyannis Museum, and world-renowned Cape Cod Hospital, Hyannis is basically the hub of the Cape. Key Biscayne, Florida. Located on Virginia's eastern shore, Cape Charles is an inviting small town with picturesque piers and sidewalks for strolling and biking. This Gulf Coast tourist haven has clean beaches, great fishing, and fantastic fowl. While the town of Osage Beach has only 5,000 residents, there is a variety of restaurants, bars, and parks that attract visitors every summer. 6 Best East Coast Road Trips for Fascinating History, Beautiful Beaches, and . Situated about an hours drive north of West Palm Beach, Fort Pierce is a small city with 13 neighborhoods. Biloxi, Mississippi, ranks at the top of our list as the most affordable beach town in America. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. With the draw of the water (Fairhope is on Mobile Bay) and a downtown with unique restaurants and boutiques, it's one of the best places in the state, maybe even in the whole country, to retire. The Sunrise City houses one of the oldest communities in Floridas east coast and its best known for its world-class fishing. How Much Do I Need to Save for Retirement? Florida, Georgia, and South Carolina boast beachfront towns with well-priced properties and a high livability score. The beaches are long strands of white sand, offering perfect coastal views. Only about 1 square mile, the popular beach area has a small-town feel and was named as a best place to retire by the AARP. The lowest average on our list is Shreveport, Louisiana, at $374.77. Some towns may appear a better option on paper, but things like safety, commute, and job scarcity may influence you to choose a city with a higher cost of living or more expensive properties. According to United Van Lines National Movers Study, in 2018, 39% of the retirees they moved had their GPS systems locked on to Florida. The town also leads this list with 1.79 recreation centers and 8.59 retirement communities per 1,000 residents. Fernandina Beach- Distance to the coast 0 miles. Homes are on the pricier end the median home value is $243,100, the most expensive on this list but youll only pay around $799 in annual property taxes and $901 in monthly housing costs. Median Home Price: $333,741. 20. On the shores of Lake Cayuga, the area has waterfalls and gorges galore. Photo Credit: Julie McCool. There are lots of great golf courses too, and plenty of fresh seafood to enjoy in area restaurants. Seniors age 65 and over make up 18% of the population. Healthcare is obviously very important to seniors, so we considered the number of medical centers per 1,000 residents in each city. It's one of the most affordable cities on the East Coast with a high livability rating. Here are the top 10 budget-friendly spots that offer access to the ocean: 1. Cannon Beach is the safest beach in Oregon. It's a popular Michigan summer vacation spot . Doing laundry is already a chore, and it's worse if your laundry room is a mess. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. And now that the coronavirus pandemic makes it unwise to socialize except at a distance, its more important than ever to be able to settle into a forever home where youre free to enjoy the fresh air, long walks on the beach, and the soothing sound of crashing waves. This story was published at an earlier date and has been updated with new information. Hawaii and Florida offer stretches of awe-inspiring coastline, with beaches, It can be tough to pick one with so many lovely places to choose from the miles of pristine beaches in California. If you have never been to this area it truly is beautiful. It even has an airport and ferry terminal that connects the mainland to Marthas Vineyard and Nantucket. Jim Barnash is a Certified Financial Planner with more than four decades of experience. And the town you choose to make your home has to suit you and your family. Consider Hobe Sounds gorgeous sandy beaches, green parks and abundant golf courses if youre settling down in the Sunshine State for your retirement.

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