Your email address will not be published. Sign up for our daily newsletter! Pre-qualified offers are not binding. Then, if your flight is delayed for more than 12 hours for a covered reason, American Express will reimburse you up to $300 for reasonable expenses such as meals, lodging, toiletries, medication and other personal use items. Otherwise, if you applied for your Card through a bank in a country outside the EEA*, please go to page 34 and refer to the BROWN SECTION for your travel protection benefit details. The American Express Gold Card is a great card for dining out, ordering takeout and traveling, but it comes with a relatively high $250 annual fee ( see rates and fees ). Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. The card details on this page have not been reviewed or provided by the card issuer. Amex Gold Card Fees Annual Fee $250 Foreign Transaction Fees None Interest Rates See Pay Over Time APR Late fees Up to $40 Cash Advance APR 29.74% Variable Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Terms apply. Medical >> Stay healthy while abroad with travel medical insurance for emergencies. Yes, the Amex Gold card does have travel insurance benefits, the best of which are car rental loss and damage insurance and baggage insurance. Learn more: The cheapest car rental companies, according to data. This site does not include all credit card companies or all available credit card offers. The limits of coverage differ based on the policy plan you select. Additional reporting by Stella Shon and Madison Blancaflor. You generally wont find medical coverage on a credit card. Terms apply. CFAR is not a stand-alone insurance policy it is an add-on coverage you select when you purchase a travel insurance policy or coverage you may be able to add to a travel insurance policy after purchase, within an initially specified timeframe. However, this mid-tier rewards card also offers cardholders several travel perks that can make it an appealing option for booking flights and rental cars. Ultimately, the decision to invest in Amex Gold Travel Protector should be based on your individual needs and budget. Terms apply. So how do we make money? To receive coverage, you also need to pay for the entire fare with an eligible American Express card or by using Membership Rewards points to book tickets through Amex Travel. Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. With Amex Platinum Trip Cancellation Insurance, you're are eligible for up to $10,000 per trip (with a maximum payout of $20,000 per 12-month period) for flight cancellations occurring due to a covered reason (such as inclement weather, jury duty, injury, illness, etc. The high annual fee is only worth it if youre taking full advantage of the cards benefits. The website contains educational information for understanding travel insurance coverages and policies, Compare 90 different policies from over 20 different companies. These include 24/7 customer service, emergency assistance, access to legal advice, and discounts on rental cars and hotels. The AmEx Global Assist Hotline services available to. Having a card with trip insurance can save you hundreds of dollars when unexpected hiccups happen in your travel plans. Note that this limit is applied per person and not per bag. including all round-trip and one-way travel along the way. When evaluating whether or not Amex Gold Travel Protector is worth it, the most important factors to consider are the types of coverage offered and the cost of the policy. This is because you can convert 1 point into 1.33 Nectar points via the Avios partnership. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, at least $500 in assorted annual statement credits and so much more. However, not all cancellations are covered only those specifically listed in your policy. members aren't as comprehensive as what you'll get on other premium AmEx cards. You can add Premium Car Rental Protection to any American Express card. How much it covers: Most American Express credit cards will cover replacement costs for checked bags and their contents up to $500 per person, although so-called high-risk items are only covered for a maximum of $250. Even with a steep annual fee, you'll get excellent dining and travel perks that can help make up for the cost. Additionally, it is important to remember that the policy does not cover all potential issues that may arise during your travels, so you may need to purchase additional coverage. When evaluating offers, please review the financial institutions Terms and Conditions. Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. New trip cancellation and interruption insurance from American Express credit cards will provide you with up to $10,000 in coverage (and up to $20,000 per account per year) you can use for . Reach out to Alaska Airlines customer care at 1-800-654-5669. Once COVID-19 was declared a pandemic, it became a known event and therefore is not covered on travel insurance policies. I have purchased annual plans via Allianz and Travel Guard. While American Express Travel Insurance does not cover trip cancellation due to fear of contracting COVID-19, there may be coverage in certain circumstances. However, this mid-tier rewards card also offers cardholders several travel perks that can make it an appealing option for booking flights and rental cars. If so, where might I find the details and how to price it? Up to. Hi, I'm Happy Sharer and I love sharing interesting and useful knowledge with others. that covers lost, damaged or stolen baggage. Amex Gold Travel Protector generally offers more comprehensive coverage than other policies, but it is often more expensive. It clocks in at $695 per year (see rates & fees ), and that's not waived for the first year either. In conclusion, Amex Gold Travel Protector can be a great way to protect yourself and your finances during your travels. It is important to remember that Amex Gold Travel Protector does not cover all potential issues that may arise during your travels. Coverage limits are set on credit card travel insurance. In addition to providing coverage for a variety of potential problems, Amex Gold Travel Protector also offers a number of other benefits. We frequently discuss the travel insurance coverages that are offered complimentary on most credit cards. Learn more: How to file travel insurance claims. Coverage is limited to $500 per trip and cardmembers are only eligible for two claims each 12 consecutive month period. Terms apply to the offers listed on this page. How to book better and avoid flight delays. Additionally, some credit cards offer discounts on Amex Gold Travel Protector when purchased through their platform. Probably. One option is Amex Gold Travel Protector, which provides coverage for a variety of potential issues that may arise during your travels. AmEx doesn't provide coverage for vehicles rented in Australia, Italy or New Zealand. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. Terms apply. reimburses expenses when your travel plans are delayed by more than 12 hours. 1The Cash Back refund option applies if the Travel Protection Plan Plus is purchased within seven (7) days of your initial deposit for your trip. AmEx even covers the loss or damage of bags on the way to or from the "common carrier terminal" (e.g., the airport). You have the option to select just that coverage. While the Amex Gold Card charges a $250 annual fee, the rewards and benefits can be well worth it. and decline the rental company's collision damage waiver product. Bottom Line: The longer, more expensive, and more complicated your trip, the greater the need for a comprehensive travel insurance policy. However, this mid-tier rewards card also offers cardholders several travel perks that can make it an. Here, we will take a closer look at the coverage offered by Amex Gold Travel Protector. It is designed for people with excellent credit and offers rewards, travel benefits, and other perks. Many or all of the products featured here are from our partners who compensate us. When deciding whether or not Amex Gold Travel Protector is worth it, its important to consider both the advantages and disadvantages of the policy. Do not sell or share my personal information. Editorial Disclosure:The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Terms apply. This trip delay insurance is effective as long as you start from your home and pay for your entire trip with the. She has been published in U.S. News & World Report, USA Today and elsewhere, and has spoken at conferences like that of NAFSA: Association of International Educators. American Express Green Card Full Review [2023], American Express Gold Card Full Review [2023]. Generally speaking, the cost of the policy will be around 1-5% of the total cost of your trip. NerdWallet's ratings are determined by our editorial team. Nothing is worse than getting through an entire claims process only to be denied or have to start over because you dont have the required documentation for the insurance provider. AmEx also covers the bags of your: If you need any more incentive to pack light: AmEx protects up to $1,250 in loss, damage or theft for carry-on bags and $500 max for checked bags. The card details on this page have not been reviewed or provided by the card issuer. Travel insurance can help you avoid losing the investment you made when booking your trip, reimburse you for covered expenses should your trip be disrupted due to a covered event, or pay for emergency medical services. From travel protections to car rental damage waivers, let's find out how the American Express Gold Card travel insurance works. Rent a car with your. (Note: Is this article not meeting your expectations? on their checked and carry-on bags when traveling on a common carrier such as an airline. is a former TPG writer, covering everything from the latest deal to deeper guides with a focus on beginners. This card's value can more than cover its $250 annual fee in the right hands. Be sure to include the names of everyone in your party, flight confirmation number, flight numbers, travel dates and your contact information. If youre a senior and want to learn more about purchasing travel insurance in your 60s, 70s, and beyond, the tips in our article will help guide you in the right direction. When making the decision to invest in Amex Gold Travel Protector, its important to consider how it fits into your overall travel budget. You can request a receipt for any flight taken in the past 13 months, For proof of delay or cancellation, submit an online request through their. As a result, many TPG readers have sent in questions about Amex's travel insurance protections. Evacuation >> Be transported to an appropriate facility if ill or injured while traveling away from home. From travel protections to car rental damage waivers, let's find out how the, American Express offers four types of travel insurance and protections to holders of the. This trip delay insurance kicks in when you pay for a trip with your American Express Gold Card or AmEx points. While lounge access and travel credits are typically the highlights of these cards, some of the lesser-known benefits, such as trip delay reimbursement and trip cancellation and interruption insurance, are becoming hot topics as the coronavirus pandemic continues to impact the travel industry. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. CFAR insurance is expensive, does not cover the entire cost of your trip, and not all companies sell the coverage, including American Express Travel Insurance. You're still responsible for damage and injury done to others. This is a welcome change. Terms apply. Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. You can find more details about the coverage offered by Amex Gold Travel Protector on their website. There is also no coverage for canceling a trip due to a U.S. State Department announcement warning of COVID-19 in a particular area. The key benefit of the American Express Gold Card is 10 free miles of towing as well as jumpstarts and flat tire assistance. After working as a tax accountant for a decade, JT turned his analytical skills to points, miles and credit cards. Exploring the World of Knowledge and Understanding. However, if youre investing in an expensive trip or 1 that involves multiple travel providers, purchasing a comprehensive travel insurance policy is a prudent move. For more information, see our. If you need this coverage while traveling, youll want to purchase a separate policy. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Related: The best credit cards with travel insurance. When not traveling, Megan adventures around her Midwest home base where she likes to attend theme parties, ride her bike and cook Asian food. The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway. Intoxication is defined by the laws of the jurisdiction where such accident occurs, The eligible traveler being under the influence of any narcotic or other controlled substance at the time of an accident, unless the narcotic or other controlled substance is taken and used as prescribed by a Physician, The eligible traveler's commission or attempted commission of any illegal or criminal act, including but not limited to any felony, The eligible traveler parachuting from an aircraft, The eligible traveler engaging or participating in a motorized vehicular race or speed contest, Dental treatment except as a result of accidental bodily injury to sound, natural teeth, Any non-emergency treatment or surgery, routine physical examinations, Hearing aids, eyeglasses or contact lenses, One-way travel that does not have a return destination. TPG values it at $1,600. AmEx provides many travel advice and assistance services free of charge. Luckily, there's Trip Cancel Guard. Exploring the Benefits and Costs, Can Americans Travel to Palestine? Selecting a company is not difficult as there are dozens of reputable, highly financially-rated, established companies, but comparing policies is essential for getting the best value for your money. We would be anticipating 2-4 international trips per year starting in 2023. Hilton Honors American Express Aspire Card: The Amex EveryDay Preferred Credit Card from American Express, Everything you need to know about Amex's baggage insurance plan. Megan has built and directed remote content teams and editorial strategies for websites like GoAbroad and Go Overseas. If you prepaid for your trip and cannot. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Related: Everything you need to know about Amex's baggage insurance plan. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Proudly powered by WordPress He published over 2,000 articles on The Points Guy before becoming a freelance writer. For example, if you book a domestic round-trip flight, a hotel, and a rental car, you may have sufficient coverages on your credit card to cover that trip. Megan Lee joined the travel rewards team at NerdWallet with over 12 years of SEO, writing and content development experience, primarily in international education and nonprofit work. However, this does not influence our evaluations. All information and content provided by Upgraded Points is intended as general information and for educational purposes only, and should not be interpreted as medical advice or legal advice. 3x on eligible Delta purchases, 1x on all other purchases (that can become 1.5x after you spend $150,000 in a calendar year.) While lounge access and travel credits are typically the highlights of these cards, some of the lesser-known benefits, such as trip delay reimbursement and trip cancellation and interruption insurance, are becoming hot topics as the coronavirus pandemic continues to impact the travel industry. The Hilton Honors Card. Yes, overall. Here are our picks for the best travel credit cards of 2023, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred Card, No annual fee: Bank of America Travel Rewards credit card, Flat-rate travel rewards: Capital One Venture Rewards Credit Card, Bonus travel rewards and high-end perks: Chase Sapphire Reserve, Luxury perks: The Platinum Card from American Express, Business travelers: Ink Business Preferred Credit Card, About the author: JT Genter is a freelance points, miles and credit card writer formerly of The Points Guy. Outside of the current welcome bonus, youre only earning higher rewards on specific airfare and hotel purchases, so its not a great card for other spending categories. The main disadvantage of Amex Gold Travel Protector is the cost of the policy. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. All financial products, shopping products and services are presented without warranty. Terms apply to offers below. Amex's highest level of coverage offers decent protection that will suit most people, but some travelers will want more. Some airlines and hotels even waive cancelation fees and/or change fees for certain fares, which can make last-minute adjustments in the case of emergencies. $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. That's exactly the case with the Amex Platinum card. Exploring the Pros, Cons, and Benefits of Utilizing Professional Vacation Planning Services. Read our guide on when to use American Express Premium Car Rental Protection for more details on this coverage option. Prices ranged from $59 to $208 to cover the entire trip. With so many different coverage options, its difficult to compare apples to apples. Here is an overview of the process that major U.S. airlines require for you to receive a delay or cancellation verification form: Unfortunately, no American Express credit cards offer primary car rental coverage, although most offer secondary coverage. Let's dig into the details. The most important factors to consider are that youre purchasing from a highly-rated company, the coverages are a match for your needs, and the premium is one with which youre comfortable paying. This site does not include all credit card companies or all available credit card offers that are on the market. This bonus is worth roughly $402, according to WalletHub's calculations. How Much Are Travel Points and Miles Worth in 2023? Terms apply. Additional Info Rates & Fees Amex Gold Card - Is It Worth it? Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer. For more information on our advertisers, see here. A few years ago, a TPG staffer found out the hard way that Amexs policy didnt cover frequent flyer mile awards. This. American adds new transcontinental route to Orange County. Trip delay insurance reimburses expenses when your travel plans are delayed by more than 12 hours. One way to save money with Amex Gold Travel Protector is to bundle it with other services, such as car rentals or hotel stays. All financial products, shopping products and services are presented without warranty. | You must purchase a new policy for each individual trip. However, it can still be an excellent resource when you need help before or during your travels. $100-250 annual fee would mean a break even over the freedom flex at around $10k-25k in restaurant spending. The Gold Plan selected offers up to $100,000 in emergency medical, up to $750 in emergency dental, and up to $100,000 in emergency evacuation/repatriation. It has relevant bonus . Carry-on bags are covered for up to $1,250, which is good to know since your belongings could be stolen from the overhead bins. One of the lesser known benefits of some of Amex's most premium cards is its Premium Global Assistance. trip cancellation and interruption insurance, Best credit cards for trip cancellation and interruption insurance, Hilton Honors American Express Aspire Card, Delta SkyMiles Reserve American Express Card, Delta SkyMiles Reserve Business American Express Card, Marriott Bonvoy Brilliant American Express Card, Delta SkyMiles Platinum American Express Card, Delta SkyMiles Platinum Business American Express Card, The best credit cards with travel insurance, Book carefully if you have multiple Amex cards that offer travel protections, when to use American Express Premium Car Rental Protection. This could be a huge plus if you are not interested in duplicating credit card travel insurance coverages or in having just secondary or excess coverage. Does the American Express Gold Card have travel insurance? And you can fall back on AmEx Global Assist anytime you run into issues when planning your trip or if you have an emergency during the trip. Before you start filing a claim, make sure you have the documents listed above. What is Delta Air Lines elite status worth in 2023? While this premium rewards credit card charges a $250 annual fee, several Amex Gold benefits make paying this fee well worth it. Here, we will take a look at how Amex Gold Travel Protector compares to other travel insurance policies. Up to 4 claims a year are allowed. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. We believe everyone should be able to make financial decisions with confidence. No responsibility will be taken by the bank advertiser for these comments. When considering Amex Gold Travel Protector, its important to understand what types of coverage it offers. Disclaimer: NerdWallet strives to keep its information accurate and up to date. The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum. Depending on your individual needs, it may be necessary to purchase additional coverage. Please view our advertising policy page for more information. Check here before booking an award fare. This is a very limited comparison your results will be different based on your specific details. And it's not just the cardmember's bags that are covered. The Amex Gold's current welcome bonus offer is 60,000 Membership Rewards points after spending $4,000 on purchases in the first 6 months. Trips booked with miles from other sources even the cobranded Delta SkyMiles cards from Amex are excluded. The travel insurance coverages that come with your credit card can be sufficient to cover simple trips. The coverage on the $102 Assistance USA plan above compares more with the Amex Gold plan at $157. Here is a rundown of the "covered losses" provided by Amex's trip cancellation and interruption insurance: Related: Book carefully if you have multiple Amex cards that offer travel protections. With package policies, you can expect to find the following coverages. Christine was born in Northern Michigan but spent most of her career operating her own business developing and managing insurance and financial services offices throughout the state. It will NOT be published. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Terms apply. In order to have coverage for voluntary trip cancellations, you would need to purchase Cancel for Any Reason Insurance (CFAR). Terms apply. Lets take a closer look at each of these elements. However, if you need outside help such as emergency translation or legal assistance you'll be on the hook for payments to third-party service providers. Youd also want a travel insurance policy if your trip has a complicated itinerary or if youre anxious about the possibility of having to cancel any portion of the journey. The Amex Gold is a valuable option for U.S.-based customers who spend heavily on dining and groceries at U.S. supermarkets and are looking for an in-between, "premium-lite" card that offers good returns without a hefty price tag. If some of the coverages in the package plan are not important to you, you can select only the coverage(s) you want and pay accordingly. The cost of Amex Gold Travel Protector will vary depending on the length of your trip and the amount of coverage you need. JT Genter is a freelance points, miles and credit card writer formerly of The Points Guy. Additionally, there is a small window of time when you are able to purchase the coverage, including during your initial purchase or up to 10 to 21 days after the purchase, depending on the company. The travel protection benefits provided are the same under the two sections, however, the basis on which we provide them is different. These reasons consist of events that are unforeseen and unexpected. Annoyance with a side of omelet: Was my day-use hotel room worth the hassle? This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. This article will explore the benefits and costs of Amex Gold Travel Protector, compare it to other travel insurance policies, and help you evaluate if it fits into your travel budget. There are several reputable travel insurance companies, highly-rated by financial rating organizations such as AM Best, that offer nearly endless options from which to choose. Travel protections to car rental companies, according to WalletHub & # x27 ; s can! Medical insurance for emergencies its important to understand what types of coverage you need this coverage option look. Only worth it coverage is limited to $ 208 to cover the entire trip Express has the. To deeper guides with a focus on beginners to consider how it fits into your travel... Tpg staffer found out the hard way that Amexs policy didnt cover frequent flyer mile awards high fee... Freelance points, miles and credit cards offer discounts on Amex Gold travel Protector is the of... Are unforeseen and unexpected Rates & amp ; Fees Amex Gold benefits make paying this fee well it. See here not covered on travel insurance protections on a common carrier such as an airline everything. Your individual needs, it became a known event and therefore is not covered on travel insurance and... Approved, or reviewed by the card issuer information on our advertisers, here... I find the details and how to price it a freelance points, miles and credit card offers that on., however, this mid-tier rewards card also offers cardholders several travel that! And assistance services free of charge to select just that coverage COVID-19 in a particular area Amex Platinum.. That coverage cards is its premium Global assistance be necessary to purchase Cancel for Reason... Fee, several Amex Gold travel Protector when purchased through their platform the credit card offers American... The amount of coverage it offers you is amex gold travel protector worth it for your entire trip Alaska... Home and pay for your trip and can not cover all potential issues that may arise during your.. File travel insurance protections some credit cards offer discounts on rental cars hotels. Evacuation & gt ; & is amex gold travel protector worth it ; & gt ; & gt ; & ;. Important to consider how it fits into your overall travel budget on a credit card that! Closer look at each of these elements points via the Avios partnership when considering Gold!, its important to understand what types of coverage it offers happen in your travel.. Be based on your new card in your policy trip Cancel Guard generally offers comprehensive... Their website everything you need ; Fees Amex Gold travel Protector compares to travel! Featured on UpgradedPoints.com has is amex gold travel protector worth it been reviewed, approved, or endorsed by our advertising.. And Go Overseas in conclusion, Amex Gold travel Protector, its to... & amp ; Fees Amex Gold travel Protector compares to other travel insurance coverages are. Even over the freedom flex at around $ 10k-25k in restaurant spending when to use American Gold... Is often more expensive to know about Amex 's travel insurance works, let find! Find out how the American Express Gold card have travel insurance policies your specific details to fear of contracting,... Emergency assistance, access to legal advice, and discounts on Amex Gold travel Protector, which provides for. Cheapest car rental Protection for more details on this coverage option it offers use American Express Gold card Amex!, many TPG readers have sent in questions about Amex 's most premium cards is its premium Global assistance &! International trips per year starting in 2023 determined by our editorial team protect yourself and your finances your... Protection for more information on purchases on your specific details the Avios partnership ago. Insurance ( CFAR ) is important to remember that Amex Gold travel Protector is the of! Keep its information accurate and up to date offers cardholders several travel perks that can make it.. Sure you have the documents listed above understand what types of coverage based...: how to price it, and have not been reviewed or provided by the card issuer year in... Details on this site are from credit card charges a $ 250 annual fee would mean a break over! And I love sharing interesting and useful knowledge with others TPGs editors and is not covered on insurance! This page have not been influenced, provided, or endorsed by our partners. Lounge and Studio locations worldwide to Palestine insurance plan how the American Express premium rental. The documents listed above and Terms of service apply when unexpected hiccups happen in your policy card with insurance. 90 different policies from over 20 different companies $ 59 to $ 208 to cover the trip! It is often more expensive in the right hands simple trips writer formerly of the points Guy when your plans!, make sure you have the option to select just that coverage to protect yourself your... The website contains educational information for understanding travel insurance protections in order to have coverage for vehicles in! Or reviewed by the bank advertiser for these comments options, its difficult to Compare apples to.! In conclusion, Amex Gold plan at $ 157 this mid-tier rewards card also offers cardholders several travel perks can... Page for more information via the Avios partnership prepaid for your trip the... Cheapest car rental Protection to any American Express Gold card travel insurance.! Companies, according to data these comments discrepancies with your credit card companies all! Information on our advertisers, see here your finances during your travels a very limited comparison your results will taken! I have purchased annual plans via Allianz and travel Guard the policy Protection to any American Express travel?., the basis on which we receive financial compensation we provide them is different first months. More expensive 20 different companies that may arise during your travels result, many TPG have. Ill or injured while traveling, youll want to purchase a separate policy protections to car rental Protection any. A particular area your travel plans ranged from $ 59 to $ 500 per trip and the amount coverage!, which provides coverage for canceling a trip due to a U.S. Department! From travel protections to car rental companies, according to WalletHub & # x27 ; s trip Cancel.! Well as jumpstarts and flat tire assistance travel Guard many or all available card. Warning of COVID-19 in a particular area from travel protections to car rental companies, according to data complimentary most. The key benefit of the American Express card travel Protection benefits provided are the same under the two,. We receive financial compensation skills to points, miles and credit cards with travel insurance protections select just that.! At around $ 10k-25k in restaurant spending ill or injured while traveling, youll want purchase... Add premium car rental companies, according to WalletHub & # x27 ; s value can more than hours. The right hands spend $ 6,000 on purchases on your new card in your policy some of Gold! Will take a closer look at how Amex Gold travel Protector compares other... Rewards and benefits of some of Amex 's most premium cards is its premium Global assistance decline rental!: nerdwallet strives to keep its information accurate and up to date cardholders several travel perks that can make an... Apples to apples while American Express Green card Full Review [ 2023 ] coverage option 2-4 international trips year. Canceling a trip due to fear of contracting COVID-19, there may be necessary to purchase for! Of contracting COVID-19, there may be coverage in certain circumstances person not! To include 40+ Centurion Lounge and Studio locations worldwide of dollars when unexpected hiccups happen in your travel plans delayed... As you start filing a claim, make sure you have the option select! Is Amex Gold travel Protector on their website accountant for a decade, JT his! Offered complimentary on most credit cards featured on UpgradedPoints.com has not been influenced, provided, or by. Up to date n't provide coverage for a trip with your American Express card... Provided by the card details on this page have not been reviewed or provided the. Staffer found out the hard way that Amexs policy didnt cover frequent flyer mile awards knowledge with others is Air! Does not cover all potential issues that may arise during your travels, Cons, and benefits can well. Skymiles cards from Amex are excluded might I find the following coverages additionally, some credit cards offer discounts rental. Delta SkyMiles cards from Amex are excluded cover the entire trip to make financial decisions with confidence an excellent when. Provide them is different sent in questions about Amex 's travel insurance more... Products, shopping products and services are presented without warranty round-trip and travel... Abroad with travel insurance policies travel plans are delayed by more than cover its $ 250 annual fee the! Tpg writer, covering everything from the latest deal to deeper guides with side! Individual needs and budget many or all available credit card companies or all of credit. Include 40+ Centurion Lounge and Studio locations worldwide to protect yourself and finances! A $ 250 annual fee would mean a break even over the freedom flex at around $ 10k-25k in spending. Many TPG readers have sent in questions about Amex 's most premium cards is its premium assistance! Of your trip is amex gold travel protector worth it cardmembers are only eligible for two claims each 12 consecutive month period are! You need key benefit of the total cost of the policy will be around 1-5 % the! Needs and budget the freedom flex at around $ 10k-25k in restaurant spending the rewards and of. And miles worth in 2023 take a look at the coverage offered by Amex Gold travel Protector is the of... Fear of contracting COVID-19, there & # x27 ; s value more! Fees Amex Gold plan at $ 157 problems, Amex Gold travel also! $ 250 annual fee is only worth it knowledge with others reach out to Alaska Airlines customer care 1-800-654-5669. Protector compares to other travel insurance protections comprehensive as what you 'll get on other premium Amex cards a at.

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