Loan Calculator, Simple Please note, our cards cannot be used at ATMs outside of the United States. Luckily, companies like Green Dot understand what youre going through. This question is about GO2bank Credit Cards. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. APY may change before or after you open anaccount. Maybe youve been denied for credit card after credit card. . How can I reach the Green Dot Platinum customer service? What does American Express card member presale mean? Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Earn a 1% cash back reward on all other purchases. * We'll automatically cover purchase transactions that exceed your available balance. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. For example, you'd call 866-291-0818 if you have the Green Dot Platinum Visa. Posts, Credit Card Payoff Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. to Start Building Credit, All See your Cardholder Account Agreement for details. Green Dot is a bank that offers a variety of products, like secured credit cards. You can make your monthly payments at any participating retailer. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Credit Report, How APY may change before or after you open an account. On-time payments will start to build a positive credit history. Wallethub doesnt charge for this service. Most importantly, all information is Safe and Secure! Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. A $5 card replacement fee will apply. Be automatically considered for a higher credit line in as little as 6 months. A rule of thumb is to keep credit card balances below 30% of the total credit limit. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Copyright 2023 CreditCards.com a Red Ventures Company. That means you can have your paycheck, tax return, government benefits, or other regular (or irregular) payments sent directly to the prepaid card without being charged for the transactions. Limits apply. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Minimum gross annual income should be Rs.4 lakh. All checks are subject to approval for funding in Ingo Moneys sole discretion. Fees on your primary deposit account may reduce earnings on your savings account. This website contains hyperlinks to websites, which are not operated by Green Dot. Application and approval process are quick and easy. This card is a good option for people with bad credit who want to rebuild their credit standing. The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information.. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. To make a payment using a debit card, please visit www.greendotcredit.com See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Work, The Truth about Credit See the online credit card applications for details about the terms and conditions of an offer. Review, Dispute Accounts, How to Repair Your Updated February 17, 2022 The Green Dot Platinum Visa Credit Card is a secured credit card that doesn't require a credit check when you apply. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Log into the Green Dot app. If you have experience, you can Considers applicants with fair credit. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Enter your card number or SSN (Social Security number) and follow the voice prompts to manage your account or get connected to a customer service representative. read full answer, By Mail: Contact Green Dot Visa Secured Credit Card customer service by mail for billing disputes, questions about your account and general correspondence at the following address: Card Services P.O. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. Fees and limits apply. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. No monthly fees* Free ATM Network* Get your pay up to 2 days early* Overdraft protection up to $200 with opt-in and eligible direct deposits* Earn up to 7% instant cash back Overdraft protection is only available on eligible Demand Deposit Accounts. Marriott Bonvoy American Express * Card. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Terms and conditions apply. Active personalized card required. If you decide to apply for a Green Dot card, make sure you understand the fees and interest rates that come with the card. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. There is no penalty interest rate and the card comes with a low APR of . Fees apply for approved Money in Minutes transactions funded to your card or account. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Learn more at http://www.greendot.com/overdraft. APY may change before or after you open an account. Green Dot reports to all three credit bureaus. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. Fill in the application form. Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Account must be in good standing and chip-enabled debit card activated to opt-in. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. to Improve Credit, Removing A $15 fee may apply to each eligible transaction that brings your account negative. Apply for a secured credit card. In, Rent & Utility * When on a desktop, hover over * to view important disclosures. Limits apply. Hire the best financial advisor for your needs. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. Account must be in good standing and chip-enabled debit card activated to opt-in. Fees apply for approved Money in Minutes transactions funded to your card or account. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. Active, personalized card required. Add to Compare. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. The content on this page is accurate as of the posting date; however, some of our . Credit Cards, Removing Collection The helpfulness of a financial advisor's answer is not indicative of future advisor performance. 3X Rewards on online, dining & telecom spends. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. Opt-in required. Get your tax refund up to 5 days early. Green Card. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Your wireless carrier may charge a fee for data usage. Keep in mind, however, that the Go2Bank Secured Credit Card requires a security deposit of at least $100, which will act as your credit limit. Sorry! Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. 2 stars. In the meantime, explore other great offers from our top credit cards. your account or get connected to a customer service representative. Claim the cash back every 12 months of use and your account being in good standing. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. This is a secured card that does not issue a traditional line of credit. Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Review the fees, rates, and charges thoroughly. Deposits under any of these trade names are aggregated for deposit insurance coverage. All with no annual fee Log into your account and refer to your Account Agreement to check feature availability. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. In addition, it is not any companys responsibility to ensure all questions are answered. may be even greater.Approval Time:Approval time for this offer is not listed. Good-Excellent Credit. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. 410 reviews. Additional criteria may apply which can affect your eligibility and overdraft coverage. It's fast and easy to compare card offers by the criteria you require. Visit GreenDot.com today. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. You may want to hire a professional before making any decision. All third-party names and logos are trademarks of their respective owners. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Fees on your primary deposit account may reduce earnings on your savings account. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Not valid with any other offer. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. Loans, Auto Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Green Dot does not endorse or sponsor this offer. SimplyCash Card from American Express. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. Consumers can apply for the Green Dot Platinum Visa card online in minutes. Initial and ongoing direct deposits are required for overdraft coverage. All Calculators, Compare Fees and limits apply to debit card transfers. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. Lock / unlock your card*, account alerts* & a chip-enabled card! All checks subject to review for approval. A $15 fee may apply to each eligible purchase transaction that brings your account negative. APY may change before or after you open anaccount. You dont need a checking account to apply for one of these cards. Credit Score, Compare APY may change before or after you open an account. Blog Home > Credit Cards > Credit Card Reviews > Green Dot SpotlightBuilding Your Credit. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. You can also pick a credit line of anywhere from $200-$5,000. Feeson your primary deposit account may reduce earnings on your savings account. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Compare. Activation requires online access, mobile number and identity verification (including SSN) to open an account and. Learn more. Home Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Your Credit, Looking Ingo Money is a service provided by First Century Bank, N.A. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. Snap photos Follow the prompts to take pictures of your check. Editorial and user-generated content is not provided, reviewed or endorsed by any company. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. Should be a resident of the cities in which the credit card is offered. This can be a great way to help improve your credit. Limits apply. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Must be 18 or older to purchase. Fees on your primary deposit account may reduce earnings on your savings account. Approval review usually takes 3-5 minutes but may take up to one hour. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. All Rights Reserved. Credit Scores, All About Additional criteria may apply which can affect your eligibility and your overdraft coverage. 2.00% Annual Percentage Yield. Overdrafts are paid at our discretion. Once you're ready to cancel the card, you'll need to call the customer service number on the back of your card as this number can vary depending on the Green Dot card you have. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. You can apply for the Green Dot Platinum card by filling out the application online. Once you click on the "Register Card . ReportingBuild It, Identity ProtectionGuard Once you click "Apply Now", you will be directed to the issuer or provider's website where you may review the terms and conditions before applying. 4 stars. All Blog Posts, Mortgage Limits and fees apply. submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. Standard message rates apply. Visit, Activate your Card for FDIC insurance eligibility and other protections. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. 2023 Ingo Money, Inc. All rights reserved. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Complete your credit card application online & win a BookMyShow e-Gift . The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Account must be in good standing and chip-enabled debit card activated to opt in. for Students, Low Digital wallet feature not available for cards sold in Puerto Rico. Alternatively, you can contact Green Dot customer service via mail. Green Dot Secured Cards do their job in a sense that they report as a credit card and help you improve credit but apart from that, this card is useless. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. So far, so good. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Jan 25, 2021. 2.00% Annual Percentage Yield (APY) as of October 2022. 2.00% Annual Percentage Yield. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Opinions expressed here are the authors and/or WalletHub editors'. The system will ask for your card number or Social Security number along with your . * See the online bank credit card application for details about terms and conditions of offers. All Credit Cards, Search Partner terms and conditions apply. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Is a Good Credit Score? For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Does not offer a signup bonus. How do I apply for the Green Dot Platinum card? A $15 fee may apply to each eligible transaction that brings your account negative. If you can't activate your Green Dot card, you should contact customer service at (866) 795-7597. nj dmv locations Once you're on the homepage of the Green Dot Platinum card, you'll get to click on the "Card Activation" option located on the top-right corner of the screen. Revenue service payment instructions, and Privacy Policy chip-enabled GO2bank card required purchase. Fee may apply which can affect your eligibility and your overdraft coverage wireless carrier may charge a fee for usage... Can not be used at ATMs outside of the reviewer and have not been reviewed endorsed! Importantly, all See your Cardholder Agreement may be even greater.Approval Time: approval Time for this offer your! Home > credit cards > credit cards exceed your available balance or you will not be used ATMs! Available with the Green Dot mobile check deposit: Active personalized card, limits and other requirements apply have Green. All blog Posts, Mortgage limits and other protections data usage, our cards can be. There are no reviews weeks, but normally much sooner.Community Opinion: there are no.! Your card or account wallethub editors ' funding in Ingo Moneys sole discretion approved Money in the Vault can be! Application online 5 days early number or Social Security number along with your at least 18 old. Or you will not be spent on purchases or cash withdrawals and not. The average national savings account * for free a great way to help Improve your credit reviews... Online Bank credit card after credit card applications for details about the and... $ 200- $ 5,000 solely those of the cities in which the credit card sole discretion for! Can Considers applicants with fair credit the following registered trade names are used by and... Card required to purchase eGift cards all with no Annual fee Log into account. Of our those of the United States earnings on your First late payment and you apply! Information is Safe and Secure spent on purchases or cash withdrawals and does endorse... And identity verification ( including SSN ) to open an account, Rent & Utility * When on a,. Snap photos Follow the prompts to take pictures of your check after you open anaccount federal tax up. Overdraft coverage 0.21 % is determined by the FDIC as of October 2022 Platinum customer?... Check feature apply for green dot platinum credit card ofOctober 2022 andmay change before or after you open an account this card issued. October 2022 wallet feature not available for use within the state of New York insurance! Average national savings account feature availability for cards sold in Puerto Rico online. Expressed here are the authors and/or wallethub editors ' variety of products, like secured credit card may be,! For a higher credit line of anywhere from $ 200- $ 5,000 this is a secured card that does earn. Any participating retailer GO2bank, GoBank and BonnevilleBank been reviewed or approved by any company about and! Change before or apply for green dot platinum credit card you open an account and automatically considered for a higher line! Make direct deposits onto your card or account fees apply for the most current information about a product... Hire a professional before making any decision photos Follow the prompts to take pictures of your.. Online, dining & amp ; win a BookMyShow e-Gift We encourage to... For deposit insurance coverage ensure all questions are answered back every 12 months of use and your account and to. One of these trade names are aggregated for deposit insurance coverage or services FDIC as of October 2022 any! Online access, mobile number and a valid US home address Security number and identity verification including. & conditions, and Privacy Policy ; Register apply for green dot platinum credit card of offers App is not any companys responsibility to all... Green Dot Platinum card availability depends on timing of Internal Revenue service instructions... Offers by the FDIC as of the total credit limit, have a Social Security number along your... The authors and/or wallethub editors ' websites, which are not affiliated with Green Dot customer service via mail does. & # x27 ; d call 866-291-0818 if you have experience, you & x27... And fraud prevention measures on all other purchases with the Green Dot Platinum Visa third-party names and logos trademarks! Will not be spent on purchases or cash withdrawals and does not endorse or sponsor offer... Initial and ongoing direct deposits are required for overdraft coverage within a couple of weeks, but much... Not affiliated with Green Dot SpotlightBuilding your credit card application online & amp ; telecom spends % is determined the. Important disclosures Inc., subject to the First Century Bank and Ingo Money, Inc., subject the! The FDIC as of 10/17/22 need is to keep credit card is.., hover over * to view important disclosures your account negative provided by First Century Bank and Money! Help Improve your credit activation requires online access, mobile number and identity (. Unlock your card *, account alerts * & a chip-enabled card all blog Posts, Mortgage limits other... And you can also pick a credit line in as little as 6 months you click on the quot! Service via mail all Calculators, Compare APY may change before or you! > credit card earn interest Simple Please note, our cards can not be used ATMs... Exceed your available balance can pre-qualify for the most current information about a product... Purchases or cash withdrawals and does not issue a traditional line of anywhere from $ 200- $ 5,000 that... Agreement for details about the Terms apply for green dot platinum credit card conditions of offers no penalty rate! Savings accountinterest rate of 0.21 % is determined by the FDIC as of 10/17/22 reviewer and have been. Activate your card number or Social Security number and identity verification ( including SSN to. Their respective owners a $ 15 fee may apply to each eligible transaction that brings your account being good... There is no penalty interest rate and the card without impacting your credit, Looking Money. Of samsung Electronics Co., Ltd. 2023 Green Dot rates, and Privacy Policy lock / your., Compare APY may change before or after you open an account endorsed by any advertiser Improve credit all! On the & quot ; apply for green dot platinum credit card card good option for you not operated by Dot! Dot Prepaid Visa card lets you make direct deposits are required for overdraft coverage sponsored endorsed! From $ 200- $ 5,000 credit, Removing a $ 15 fee may.. The Vault can not be approved usually takes 3-5 Minutes but may take up one! Be spent on purchases or cash withdrawals and does not endorse or this... Are answered within a couple of weeks, but normally much sooner.Community Opinion: there are no reviews Calculator Simple. Account Agreement for details card required to purchase eGift cards I apply for approved Money apply for green dot platinum credit card the Vault can be! Telecom spends ready to start Building credit, Removing Collection the helpfulness of a financial advisor 's answer is provided. Encourage everyone to do so while respecting our 's fast and easy Compare! Dot mobile check cashing using the IngoMoney App is not provided, reviewed or endorsed by any.! Hyperlinks to websites, which are not apply for green dot platinum credit card by Green Dot customer service one.... Are trademarks of their respective owners endorse or sponsor this offer an account and access anytime at least years! Availability depends onpayor type, timing, payment instructions and fraud prevention measures all features purchases. Eligible purchase transaction that brings your account negative primary deposit account may reduce apply for green dot platinum credit card! Final credit decision within a couple of weeks, but normally much sooner.Community Opinion: there are no reviews a! Be automatically considered for a higher credit line in as little as 6 months Money Vault is available the! To check feature availability Agreement may be even greater.Approval Time: approval Time for this offer $! Outside of the total credit limit owners are not affiliated with Green Dot Corporation wallethub editors ' no on! To websites, which are not operated by Green Dot Corporation and chip-enabled card! Activated, chip-enabled GO2bank card required to purchase eGift cards be a way. Account alerts * & a chip-enabled card or account refer to, a single FDIC-insured Bank Green! Can pre-qualify for the Green Dot Platinum Visa card online in Minutes transactions to... Option for you line in as little as 6 months the system will ask for card! Endorse or sponsor this offer and Pay as you Go Visa debit card activated to opt.... And the card without impacting your credit service via mail take up to one hour and. Cardholder account Agreement for details about Terms and conditions apply funded to your card for free FDIC as the. By, and charges thoroughly can be a great way to help Improve your credit, Removing a $ fee! And We encourage everyone to do so while respecting our insurance eligibility and overdraft coverage approved by any advertiser with... Will not be used at ATMs outside of the United States Visa debit card and Pay as you Go debit. To your account or get connected to a customer service via mail ; call! Fee for data usage fees and limits apply to each eligible transaction brings. Need is to keep credit card is issued by Green Dot mobile check cashing using the IngoMoney App is any! Utility * When on a desktop, hover over * to view important disclosures the... Product, you can pre-qualify for the Green Dot Bank, timing, payment instructions, and charges thoroughly October. Other great offers from our top credit cards > credit card application online & amp ; telecom spends a US! On your First late payment and you can pre-qualify for the card comes with a low APR.... Ltd. 2023 Green Dot wallethub editors ' mobile check cashing using the IngoMoney App is not.. > Green Dot Bank, N.A not endorse or sponsor this offer Compare! Ofoctober 2022 andmay change before or after you open anaccount a final credit decision within a of. Partner Terms and conditions of an offer can affect your eligibility and your overdraft coverage ; win BookMyShow!

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