You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. How Many Credit Cards Should a College Student Have? https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen 187 0 obj I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. startxref Auto-load is the same as auto top up. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. Now you cannot access it on your original device. If you receive a check, you then need to forward it to your old card provider. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Make sure you pick a card that accepts balance transfers and has advantageous rates. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . This will let you manage your myki as you would a physical myki card. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. You may be using an older version of Google Wallet. Nor does your card expire after 90 days of not getting used. I know there's nothing you can do. If it doesn't appear, your phone does not have an NFC chip. Wallethub doesnt charge for this service. I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Balance transfers usually go through in five to seven days, although they may take longer. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. The balance transferred when the old card expired. They actually can transfer your funds really easily but you need to get a case created. <> They could have at least have forms on their website to print and send. Edited for typos. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Any chance I can get my money back/ transfer it to a new mobile MyKi (both are registered and visible in my account)? This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Hire the best financial advisor for your needs. 0000003374 00000 n Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. If you receive a check, you need to send it to your old cards issuer on your own. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Opinions expressed here are the authors and/or WalletHub editors'. In a couple of weeks I will be renovating and furnishing a new house. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. This is a requirement of Google. 0000004362 00000 n 0000002274 00000 n You'll need to buy and top up a new Mobile myki. Myki card Myki card child pages. We're working to improve our systems so we can allow other payment card types in the future. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. How to Add Authorized Users & Employee Cards on a Business Credit Card? Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. What to Do If You Cant Get a Student Credit Card? Initiate the balance transfer. About a week back, I went from Frankston to St. Albans, changing at Flinders. You may also receive a letter confirming the balance transfer. Your original go card will be cancelled immediately and cannot be used for further travel. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. We cant replace a lost or stolen unregistered myki. Transfer your balances to the card with the best offer or your new card. The reason for that is because low interest rates for transfers are made to attract new customers. You can then see what Android version youre on. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. What is the best credit card for excellent credit? Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. For example, one person can manage mykis for family or friends. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. For more information see Google Help and Support. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". From a creditworthiness point of view, this number should be at 30% or lower. Only needed to log on and change auto top-up to new card. But your balance can be transfer to another card at some of the PTV stations. 0000001076 00000 n What is Identity Theft & Credit Card Fraud and How to Protect Yourself? endobj You can also replace your myki online or by calling us. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. How does credit and credit cards work for students? It has a 256-day expiry and credit is rolled over if you renew before the expiry. Sorry, the Seniors Card program cannot replace lost myki cards. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. I have had a myki card virtually since the start date. Your balance is protected from the time you tell us your myki is lost or stolen. Can I use Mobile myki on my Android phone? They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream So I had a mobile MyKi with around $6.xx balance on it. I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. I understand your frustration, especially when it's something that can be done quickly. Contact us to request the transfer. Start the process by listing out your current credit cards, writing down each . myki Pass Great if you travel often and on consecutive days. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . Credit cards may set a minimum balance transfer fee of $5 or $10. 0000000016 00000 n . an_square_one 11 yr. ago Unregistered vehicle permit. Done it twice now. @john_miller 03/01/23 This answer was first published on 03/01/23. endstream Privacy Policy. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> According to the Fares and Ticketing Manual (ptv.vic.gov.au) I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. This is how I feel when people ask if I can fax them a form. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Your first touch on creates a 2 hour fare. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Let's say you have $4,000 in credit card debt and transfer that balance to a . Here are some tips to save on fees and interest on a balance transfer. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . Most people would keep the same card for years. A Mobile myki expires after two years. 0000010193 00000 n If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. The . Transferring a credit card balance is relatively easy, but you need to follow a few steps. What's Auto-load? This is why I don't keep much money on transport cards. How many level crossings could have been grade-separated with that money? Do Not Sell or Share My Personal Information. This resets the fare expiry and gives you more time to complete your journey. We recommend visiting the card issuers website for the most up-to-date information available. If this occurs, you won't incur a duplicate fare. The unused money does not sit in an account earning interest. Any money on your card will be protected. 0000003774 00000 n If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. However, it may take up to 21 days in some cases. Then I begrudgingly bought a new Myki card. How to Process Credit Card for Consumers & Merchants? Once it's transferred to another device, it will no longer be available on the original device. Public transportation passes transfer on Google Pay android phones. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. damage that exceeds normal wear and tear. I realise this is not a life-changer, but there's a principle at stake. For more information, visit the V/Line website. Keep in mind that credit utilization is also affected by individual card balances. From the Transfer Funds To drop-down, select the credit card that will received the balance. A refund for an international payment card cannot be processed by the PTV call centre. Licences. I want to transfer the $19.90 to the card with $6.54 on it. 179 0 obj You can only have your Mobile myki active on one device at a time. The easiest option is to call PTV on 1800 800 007. Do You Have to Be a Student to Get a Student Credit Card? His expertise includes mortgages, loans, credit cards, insurance and international money transfers. 0000118233 00000 n 216 0 obj If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. endstream The short version. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. 0000013222 00000 n I know it's not possible to do it online. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. Once your phone has rebooted, go to Mobile myki within Google Wallet. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Top up your myki The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. You can manage up to 8 mykis through one account. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. 3. the PVT website says: "What to do with your myki when you leave Melbourne. You can also update it there if youre not on the latest version. hbbf`b``30 ap Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. To learn how to do a balance transfer, review this step-by-step process. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . JavaScript must be enabled to use this site.We're sorry for any inconvenience. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. This is the case for all major credit card issuers. 0000118590 00000 n In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Any other travel benefit such as free weekend travel isn't available at this time. We'll block it and can arrange a refund to your new Mobile myki. You only need to wake up your phone to touch on and off. Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. Yes. Student passes and concession cards cant be replaced online or over the phone. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). 0000002429 00000 n I never bothered to do it. Just one more benefit you enjoy as a COPFCU member. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. What a frikkin waste of money! Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. What is the best credit card for bad credit? The unused money remains on the card, losing value as fares increase over the years. New comments cannot be posted and votes cannot be cast. The system was developed by Kamco (Keane Australia . Once you do, carrying out a balance transfer becomes rather straightforward. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . 0000001755 00000 n Personal Credit Cards? 2. 0000118744 00000 n Tap Transfer Existing Card. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. If you travel occasionally pay as you go with myki Money. 0000005171 00000 n If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. The call centre staff member told me "we're not a financial institution so it's not that simple". Legit all the way, touched on and everything. 0000117992 00000 n Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Check your phone to make sure you're connected to WiFi or mobile data. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. What is the Best No Annual Fee Credit Card? You can only activate a Mobile myki on one device at a time. 1. Select the 'Activate' option. You would break even only after a year. endobj nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. I was told that I could only have one card balance moved to my second replacement card, and that the other would have to be done via a transfer form. The process begins when you submit a balance transfer application. there's no excuse for this money-grubbing by the Myki corporation. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I'm glad I don't need to catch public transport anymore. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. No. Some trips take longer than two hours because of a transfer between services. Please note, balance transfer is not instantaneous. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. 0000003801 00000 n Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. There must be hundreds of thousands of Myki card balances in this situation, if not millions. How long do balance transfers take with Chase?

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